md: support bitmap offset appropriate for external-metadata arrays.
For md arrays were metadata is managed externally, the kernel does not
know about a superblock so the superblock offset is 0.
If we want to have a write-intent-bitmap near the end of the
devices of such an array, we should support sector_t sized offset.
We need offset be possibly negative for when the bitmap is before
the metadata, so use loff_t instead.
Also add sanity check that bitmap does not overlap with data.